🧾 ITR-1 (Sahaj) Filing – For Salaried Individuals & Pensioners
Maximize your tax refunds, avoid errors, and stay compliant. File ITR-1 with expert guidance in Vijayawada, Hyderabad & PAN India.
1. What is ITR-1 (Sahaj)?
ITR-1, also called Sahaj, is the simplest Income Tax Return form for salaried individuals and pensioners with limited income sources. Filing ITR-1 ensures compliance with Indian tax laws, enables you to claim refunds of excess TDS, and maintains financial credibility for loans, visas, or investments.
- For individuals with total income up to ₹50 lakhs
- Covers salary/pension, one house property, and other sources
- Cannot be used if you have capital gains, business income, multiple properties, or foreign assets
2. Who Can File ITR-1? (Eligibility)
✅ Eligible:
- Salaried employees
- Pensioners
- Individuals with income from one house property
- Income from other sources like bank interest, dividend (up to ₹50,000), or family savings
❌ Not Eligible:
- Self-employed professionals or businesses
- Individuals with capital gains
- More than one house property
- Foreign income or assets
- Income under agriculture or other special cases
3. Types of Income Covered in ITR-1
- Salary / Pension Income – from your employer or government
- One House Property Income – self-occupied or let out property
- Other Sources –
- Interest on savings accounts, fixed deposits, or recurring deposits
- Dividend income (up to ₹10 lakhs, exempt from tax but must be reported)
- Family pension income
Important: ITR-1 does not cover capital gains, lottery winnings, foreign assets, or professional/business income.
4. Documents Required for ITR-1 Filing
- PAN Card & Aadhaar
- Form 16 from your employer (salary details & TDS)
- Bank statements & passbooks
- Form 26AS – TDS and tax credit statement
- Investment proofs for deductions (Section 80C, 80D, 80G, etc.)
- Rent receipts for claiming HRA (if applicable)
- Interest certificates from banks or post office
- Capital gain documents (if applicable, but not for ITR-1)
Tip: Organize documents beforehand to speed up filing.
5. Step-by-Step ITR-1 Filing Process
Document Collection
Gather PAN, Aadhaar, Form 16, bank statements, investment proofs
Gather PAN, Aadhaar, Form 16, bank statements, investment proofs
Income & Deduction Calculation
Experts calculate taxable income, claim eligible deductions, and check tax credits
Experts calculate taxable income, claim eligible deductions, and check tax credits
Form Filling
ITR-1 is filled accurately online on the Income Tax portal
ITR-1 is filled accurately online on the Income Tax portal
Verification & Submission
Upload or e-verify your ITR via Aadhaar OTP, net banking, or digital signature
Upload or e-verify your ITR via Aadhaar OTP, net banking, or digital signature
Acknowledgement (ITR-V)
Receive ITR-V and track refund status
Receive ITR-V and track refund status
Filing with experts ensures error-free submission and maximum refunds
6. Deductions & Tax Savings in ITR-1
| Section | Benefit | Notes |
|---|---|---|
| 80C | ₹1.5 lakh deduction | Investments in PPF, EPF, Life Insurance, NSC, ELSS, tuition fees |
| 80D | Deduction on medical insurance | For self, family, and parents |
| 80G | Donations | Deduction on donations to approved charities |
| 10(14) | HRA | House Rent Allowance exemption |
| 24(b) | Home loan interest | If house property is self-occupied |
| 80TTA | Savings account interest | Up to ₹10,000 |
Our experts help maximize these deductions and reduce taxable income legally.
7. Benefits of Filing ITR-1
8. Common Mistakes to Avoid
- Filing the wrong ITR form
- Missing bank interest or dividend income
- Incorrect PAN, Aadhaar, or bank details
- Missing deductions under Section 80C/80D/80G
- Filing after due date (penalty & interest apply)
- Not e-verifying the return
Expert filing reduces these mistakes and ensures faster refunds.
9. Frequently Asked Questions (ITR-1 Sahaj)
Q1. Who should file ITR-1?
Salaried employees or pensioners with income up to ₹50 lakhs from salary, one house property, and other sources like bank interest.
Q2. Can I claim deductions while filing ITR-1?
Yes. Sections 80C, 80D, HRA, and other eligible deductions are applicable.
Q3. Can I file ITR-1 if I have capital gains?
No. ITR-2 or ITR-3 must be filed for capital gains or multiple sources.
Q4. Do I need to file ITR if my income is below the taxable limit?
Not mandatory, but filing ensures refund of TDS and proof of income for loans or visas.
Q5. How long does it take to get a refund?
Usually a few weeks if the return is accurate and verified. Filing with experts speeds up processing.
Q6. Can I revise my ITR-1 after submission?
Yes. The revised return can be filed before the due date of the assessment year.
Q7. Can I file ITR-1 online myself?
Yes, but errors may lead to rejection or notices. Expert filing ensures accuracy and maximum refund.
Q8. What if I have HRA or home loan interest?
Both can be claimed in ITR-1 with proper documentation. Experts ensure deductions are applied correctly.
Q9. Can I file ITR-1 if I am a freelancer or part-time professional?
No. Freelance or professional income requires ITR-3 or ITR-4.
Q10. Do you provide ITR-1 filing services outside Vijayawada & Hyderabad?
Yes. We provide PAN India online filing services with expert guidance.
Q11. Is my financial data safe?
Yes. We follow strict data privacy and confidentiality protocols.
Q12. What happens if I miss the filing deadline?
Late fees, interest on tax payable, loss of refund, and higher scrutiny from IT Department.
Q13. Can I track my ITR-1 status?
Yes, online via PAN login. Our experts provide updates until the process is complete.
Q14. What is ITR-V and how do I verify it?
ITR-V is the acknowledgement from Income Tax Department. It must be e-verified via Aadhaar OTP, net banking, or DSC for return to be valid.
Q15. How can I maximize my refund legally?
By claiming all eligible deductions and exemptions, and filing accurately with professional guidance.
10. Final Call-to-Action
“File Your ITR-1 Hassle-Free Today!”
Avoid penalties, claim your maximum refund, and stay fully compliant with RightTax Pro Advisors.
Avoid penalties, claim your maximum refund, and stay fully compliant with RightTax Pro Advisors.
🌍 Offices in Vijayawada & Hyderabad | PAN India Services